What do you see as the purpose for your wealth?
Whether it’s for your family or loved ones or for the causes you care about, we understand that wealth is so much more than just money. It encompasses family, values, traditions, passion, legacy, and community.
We help you see the broader picture of your wealth and create a clear roadmap to grow, manage, and protect your wealth for whatever you intend it to achieve.
PLANNING
Wealth
We bring your finances together into one comprehensive strategy to help you achieve what matters most.
PLANNING
Succession
We help your family positively transition between generations.
PLANNING
Inheritance
We help you plan for events during life and following death to deliver what matters most across generations.
PLANNING
Relationships
We act as the central point to manage and co-ordinate your financial, accounting, and legal affairs.
Wealth planning
Managing your family’s finances is complex and time consuming.
We bring your finances together into one comprehensive strategy to simplify the complexities of wealth so you can focus on what you care about most.
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Investing
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Financial planning
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Tax-aware planning
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Retirement planning
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Aged care planning
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Asset structuring and strategy
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Risk management
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Superannuation
REALITY ENGINEERS
For generations to come
Managing generational wealth in an increasingly complex world requires experience, forward thinking, and technical expertise.
Our commitment to excellence, integrity, and uncompromising standards has earned us a reputation as a trusted partner for successful individuals and families seeking to confidently navigate the opportunities and challenges of wealth and enjoy the journey.
Succession planning
Succession involves more than just transferring business and non-business assets between generations. At its heart, it is about ensuring the continuation of the family's values, traditions, and legacy.
Our strong heritage of working with families across industries, geographies, sizes, and backgrounds has provided us with unique insights and hands on experience in helping families create lasting prosperity.
We provide a structured, pragmatic, and prioritised approach to succession and the problems it creates by breaking down what can often seem like an overwhelming process into a series of manageable steps.
We take the time to really get to know your family and your business to understand what's truly important to you so that we can help you plan for the future, cope with change, and positively transition between generations.
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Starting the conversation
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Exploring options
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Minimising conflict
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Transitioning ownership and control
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Determining suitable ownership structures
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Dealing with valuation, taxation, and legal issues
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Reviewing documents and structures
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Co-ordinating advice professionals
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Creating equity and fairness
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Extracting liquidity
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Planning for life after work
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Creating retirement incomes
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Working through aged care options
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Preparing both emotionally and intellectually
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Maintaining the family legacy
WORM FARMERS
You've already done succession
Your will, business structure, and how you own your assets are going to dictate what happens to your business if something happens to you before you 'get around to succession'. In this sense, you've already done succession.
The question then becomes how closely do those things reflect where you and your business are now? How well do they reflect your family's situation, expectations, and ambitions?
Whether planned or not, all businesses eventually face a transition. In this sense, succession is not about 'if' but 'when' and 'how best'.
All too often succession is left to fester away in the too hard basket due to concerns around opening a 'can of worms' - frequently with disastrous and oftentimes generational consequences.
Inheritance planning
Families are often challenged by how and when to transfer control and ownership of their wealth, values, knowledge, and legacy to the next generation without stifling identity or aspirations of family members.
In this sense, inheritance planning is not just about your will. It's about capturing and transferring who you are and what matters most across generations.
By understanding your story, aspirations, values, and needs, we can guide you through the transfers, transitions, and life developments that will shape your family's future for generations to come.
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Exploring options
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Facilitating communication
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Articulating family vision and values
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Designing estate plans
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Planning for special needs
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Determining suitable timeframes and ownership structures
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Transferring ownership, management, and control
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Preparing for future roles and responsibilities
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Dealing with valuation, taxation, and legal issues
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Facilitating estate administration
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Co-ordinating advice professionals
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Creating equity and fairness
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Protecting family values and maintaining harmony
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Maintaining the family legacy
Relationship management
Wealth can mean freedom, security, and opportunities, but managing it requires time and know-how.
We’re here to streamline and simplify the process so that you can think less about managing money and more about enjoying it.
We provide a single point of contact for all your financial needs. We bring your finances together into one cohesive plan and then work closely with your professional advisers to co-ordinate the management of your financial affairs to bring that about.
Find the peace of mind that comes from knowing that all aspects of your financial affairs are working together to help you achieve what matters most to you.
TIME MERCHANTS
Bringing it all together
'Integration' is a much used term these days. However, in reality, most families have very little co-ordination among their financial affairs and their professional advisors. The results are often a patchwork of off-the-shelf products, strategies, and services lacking overall direction and cohesion and frequently at cross-purposes.
Our breadth and depth of experience in all key financial disciplines makes us uniquely positioned to bring all the pieces of the puzzle together so that you have the time, clarity, and control you need to enjoy your wealth now and for generations to come.
